Visa Credit Cards

"More people go with Visa" 

Card Interest Rate Balance Transfer Annual Fee Free Days Info

Virgin Money

Virgin Money Low Rate Credit Card
Virgin Money Low Rate Credit Card
editors choice Editors Choice
  • 2.9% p.a. interest on balance transfers for 9 months
  • Low 12.99% p.a. on going rate on purchases
  • Low annual fee of $59 

12.99% p.a.

2.9% p.a. for the first 9 months

$59

Up to 44 Days

Info

HSBC

HSBC Platinum Credit Card
HSBC Platinum Credit Card
  • 0% p.a. Balance transfer for 6 months (2% handling fee).
  • No Annual Fee for the first year.
  • Comprehensive complimentary insurance cover - International travel, extended warranty, purchase protection and more.
  • Earn Rewards points on every dollar spent.

19.99% p,a.

0% p.a. for 6 months* (2% handling fee)

$0 for the first year (thereafter $129)

Up to 55 Days

Info

NAB

NAB Velocity Gold Credit Card
NAB Velocity Gold Credit Card
  • $2 spent equals 2 Velocity points.
  • 4.99% p.a. Balance transfer for 6 months.
  • Additional card holder at no extra cost.
  • 7 complimentary insurances
  • VIP lost card cover.

20.24% p.a.

4.99% p.a. for 6 months

$150

Up to 44 Days

Info

NAB

NAB Velocity Credit Card
NAB Velocity Credit Card
  • Earn Velocity frequent flyer points on everyday purchases.
  • 4.99% p.a. Balance transfer for 6 months.
  • Purchase protection insurance.
  • $2 spend to 1.5 Velocity points.

20.24% p.a.

4.99% p.a. for 6 months

$65

Up to 44 Days

Info

NAB

NAB Qantas Platinum Credit Card
NAB Qantas Platinum Credit Card
  • $1 spent earns 1.5 Qantas Frequent Flyer points.
  • 4.99% p.a. Balance transfer for 6 months
  • 7 complimentary insurances
  • VIP lost card cover

20.24% p.a.

4.99% p.a. for 6 months

$290

Up to 44 Days

Info

NAB

NAB Low Fee Credit Card
NAB Low Fee Credit Card
  • Low $30 Annual Fee
  • 1% p.a. Balance Transfer for up to 6 months - Limited Time Offer, apply before 1st April 2012
  • Purchase Protection Insurance
  • Option to earn FlyBuys points

19.74% p.a.

1% p.a. up to 6 months

$30

Up to 44 Days

Info

Heritage Bank

Heritage Bank Classic Rewards Credit Card
Heritage Bank Classic Rewards Credit Card
  • No annual fee in the first 12 months
  • Earn Heritage Credits for every $1,000 spent per calendar month
  • Low Introductory Interest Rate for 13 months

 

8.95% p.a. for first 13 months then 16.75% p.a.

NA

$0 for first year then $48 p.a.

Up to 25 Days

Citibank

Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
  • A free bottle of award winning wine every time you dine at participating restaurants, with Citibank's Dining Program
  • Up to 55 days interest free on purchases
  • Complimentary Priority Pass Membership, including two complimentary lounge visits per year
  • Complimentary International Travel Insurance, Transit Accident Insurance, Purchase Cover and Extended Warranty
  • Discounted Airport Meet & Assist service
  • The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week
  • Maximum credit limit of up to $100,000 over time, based on Citibank's credit criteria

20.99% p.a.

0.9% p.a. for 9 months + 40,000 bonus points

$395

Up to 55 Days

Info

HSBC

HSBC Platinum QFF Credit Card
HSBC Platinum QFF Credit Card
editors choice Editors Choice
  • Apply Now and receive 20,000 Bonus Qantas Frequent Flyer Points
  • 0% p.a. Balance Transfer for 6 months - Offer ends 31/03/2012
  • 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
  • 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
  • 2 Complimentary invitations to the Qantas Club lounge every year.

20.99% p.a.

0% p.a. for 6 months* (2% handling fee)

$199

Up to 55 Days

Info

Virgin Money

Virgin Money – High Flyer Card
Virgin Money – High Flyer Card
editors choice Editors Choice
  • A low balance transfer rate of 1.9% p.a. for the first 6 months.
  • 15,000 Bonus Velocity Points
  • Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply.
  • Complimentary International Travel Insurance for you and your family.
  • Enjoy our highest level of service, with your very own personal concierge.
  • Enjoy up to 44 interest free days.
  • All this value for an annual Card fee of $249.
  • Plus a host of other Platinum benefits.

20.99% p.a.

1.9% p.a. for 6 Months

$249

Up to 44 Days

Info

Suncorp

Suncorp Platinum Credit Card
Suncorp Platinum Credit Card
 
  • Complimentary International travel insurance

20.74%p.a.

NA

$199

Up to 55 Days

Suncorp

Suncorp Standard Card
Suncorp Standard Card
  • Low interest rate
  • Low annual fee
  • Security protection with FRAUDSHIELD®

12.74%p.a.

NA

½ annual fee for life (usually $55)

NA

Info

ANZ

ANZ Platinum Card
ANZ Platinum Card
editors choice Editors Choice
  • Overseas Travel & Medical Insurance.
  • Interstate Flight Insurance.
  • Double Manufacturers expressed Australian warranty on purchases made with ANZ Platinum Card.
  • Annual Fee Waiver - first annual account fee is waived if you've made at least $20,000 in eligible purchases on your ANZ Platinum Card in your year prior to the fee date.
  • Visa Entertainment access to special events, exclusive merchandise packages and home entertainment products. - Platinum Concierge Service.

0% p.a. for the first 6 months (offer ends 13th March 2012) 19.24% p.a. thereafter

0% p.a. for the first 6 months (offer ends 13th March 2012)

$0 for 1st yr, then $87 p.a. (waived if annual apend exceeds $20,000 per year)

Up to 55 Days

Info

ANZ

ANZ Frequent Flyer Platinum
ANZ Frequent Flyer Platinum
  • 1.25 points per $1 spent using your ANZ Frequent Flyer American Express card
  • 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card
  • Get a complimentary Qantas Frequent FLyer membership and save $82.50
  • Overseas Travel and Medical Insurance
  • ANZ Car Rental Cover
  • Uncapped Qantas Frequent Flyer points earning

19.74% p.a.

NA

$295

Up to 55 Days

Info

ANZ

ANZ Rewards Platinum
ANZ Rewards Platinum
  • 20,000 Bonus rewards points.
  • Two cards with the convenience of one account.
  • Earn 3 Rewards Points for every $1 spent on purchases with ANZ Rewards Platinum American Express Card. Earn 1.5 Reward points for every $1 spent with ANZ Rewards Visa Platinum card.
  • Overseas Travel and Medical Insurance
  • ANZ Car Rental Cover

19.74% p.a.

NA

$149

Up to 55 Days

Info

Citibank

Citi Select Credit Card
Citi Select Credit Card
  • EXCLUSIVE Credit Card - the next step up from Platinum
  • 50,000 Bonus Points
  • Earn 2 points per dollar
  • Choose your own travel partner
  • Priority Pass™ membership gives you and your guest access to over 600 airport VIP lounges worldwide, regardless of your choice of airline or class of ticket or membership in an airline lounge program
  • And more Exclusive benefits

20.74% p.a.

6.9% p.a. for 9 months

$700

Up to 55 Days

Info

Citibank

Citibank Clear Platinum Credit Card
Citibank Clear Platinum Credit Card
editors choice Editors Choice
  • 2.9% p.a. Interest for 12 months on balance transfers.
  • Complimentary International Travel Insurance 
  • Complimentary Purchase Cover and extended warranty

11.99%p.a.

2.9% p.a. for 12 months

½ fee i.e. $49 for first year

Up to 55 Days

Info

Bank of Queensland

BOQ Platinum Card
BOQ Platinum Card
  • Low rate & Low Balance transfer rate
  • 2 Q reward points for every dollar spent
  • Concierge service
  • International travel insurance
  • Extended warranty - up to one year

20.74% p.a.

1.9% p.a. for 6 months (21.74% p.a. thereafter)

$99 Half annual fee for life of card, normally $199

Up to 55 Days

Info

Bank of Queensland

BOQ Low Rate Card
BOQ Low Rate Card
 
  • Low balance transfer rate
  • No annual fee for first year
  • Low Rate
  • Low Annual Fee

13.49% p.a.

1.9% p.a. for 6 months

$0 for 1st year, $55 thereafter

Up to 55 Days

Info

St George Bank

St.George Amplify Rewards Card
St.George Amplify Rewards Card
  • $1 Spent = 1 Amplify Point
  • 0.99% balance transfer rate for 6 months.
  • Wide range of rewards, appliances, gift cards, airlines points or miles with Virgin Australia, Singapore Airlines and more.

18.74% p.a.

0.99% p.a. for 6 months

$79

Up to 55 Days

Info

ANZ

ANZ Rewards
ANZ Rewards
  • Receive 10,000 Bonus Rewards points - offer ends 13th March 2012.
  • Two Cards, One Account.
  • Earn 2 Reward Points for $1 spent on Purchases with ANZ Rewards American Express Card, 1.5 Rewards Points per $1 Spent on Visa Card.
  • Choose your rewards, shopping vouchers, gift cards, frequent flyer points, travel, accommodation, entertainment.

19.74% p.a.

NA

$89

Up to 44 Days

Info

ANZ

ANZ Frequent Flyer Classic
ANZ Frequent Flyer Classic
  • Receive 10,000 Bonus Qantas Frequent Flyer Points - offer ends 13th March 2012.
  • Enjoy 2 cards, with the one credit limit and statement.
  • Earn 1 point for every $1 spent on purchases with American Express.
  • Ability to earn bonus points with ANZ bonus partners.

19.74% p.a.

NA

$95

Up to 44 Days

Info

ANZ

ANZ First Visa Card
ANZ First Visa Card
  • 0% p.a. on purchases and balances transferred for the first 3 months, offer ends 13th March 2012
  • Fuss Free Low Annual Fee Credit Card
  • ANZ 24/7 Falcon protection to monitor any suspicious activity on the credit card

0% p.a. for the first 3 months

NA

$30

Up to 44 Days

Info

Citibank

Citibank Rewards Credit Card - Platinum
Citibank Rewards Credit Card - Platinum
  • Low balance transfer rate with bonus rewards points
  • 3 points per dollar spent on international purchases
  • 1.25 points per dollar spent on domestic purchases
  • Privileged Platinum features such as complimentary bottle of wine when dine at participating Citibank dining Restaurants

20.99% p.a.

0.9%p.a. for 9 months + 20,000 bonus points

$199

Up to 55 Days

Info

Citibank

Citibank Clear Credit Card
Citibank Clear Credit Card
  • Versatile card , 15.99% p.a. Interest on-going , $65 Annual Fee
  • 55 Days Interest Free

15.99% p.a.

NA

$65

Up to 55 Days

Info

Citibank

Citibank Rewards Credit Card - Classic
Citibank Rewards Credit Card - Classic
  • Bonus rewards points on balance transfer
  • Complimentary bottle of wine when you dine at participating Citibank dining program restaurants
  • Credit limit of up to $10,000
  • Rewards

20.99% p.a.

NA

$89

Up to 55 Days

Info

Citibank

Citibank Business Credit Card
Citibank Business Credit Card
  • 0% p.a. on Balance Transfers for 4 months
  • 0% p.a. on Purchases for 4 months
  • 1.25 Reward points per $1 spent.
  • A credit limit suitable for your business

0% p.a. for the first 4 months, then 20.74% p.a. thereafter

0% p.a. for 4 months

$149

Up to 55 Days

Info

HSBC

HSBC Credit Card
HSBC Credit Card
editors choice Editors Choice
  • 0% p.a. Interest on Balance Transfers for 6 months - Offer ends 31/03/2012
  • No Annual Fee
  • Home & Away Privilege program - access to instant discounts

17.99% p.a.

0% p.a. fo 6 months

$0 for life

Up to 55 Days

Info

Virgin Money

Virgin Money - Flyer Card
Virgin Money - Flyer Card
  • An impressive rate of 1.9% p.a. for the first 12 months.

  • You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.

  • Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply.

  • Enjoy up to 44 interest free days.

  • Get access to some great Virgin family offers.

  • You'll get all this for just a $99 annual fee.

20.99% p.a.

1.9% p.a. for 12 months , reverts to cash advance rate

$99

Up to 44 Days

Info

Virgin Money

Virgin Money - No Annual Fee Card
Virgin Money - No Annual Fee Card
  • No Annual Fee
  • Low Balance Transfer Rate of 2.9%p.a. for first 6 months

18.99% p.a.

2.9% p.a. for first 6 months (20.99% p.a. thereafter)

$0

Up to 44 Days

Westpac

Westpac Low Rate Credit Card
Westpac Low Rate Credit Card
  • Low Interest on Purchases of 13.49% p.a. and 0.99%p.a. on Balance Transfers for 9 months
  • Low annual Fee $45

13.49% p.a.

0.99% p.a.up to 9 months

$45

Up to 55 Days

Westpac

Westpac 55 Day Platinum Credit Card
Westpac 55 Day Platinum Credit Card
  • 0.99% p.a. Balance Transfer for 9 months
  • Extended complimentary insurance covers
  • 24/7 worldwide Platinum Concierge Service
  • Low platinum annual fee: $130 (waived for the first year)

19.59% p.a.

0.99% p.a.up to 9 months

$0p.a. first year and then $130p.a. thereafter

Up to 55 Days

Westpac

Singapore Airlines Westpac Platinum Credit Card
Singapore Airlines Westpac Platinum Credit Card
  • Earn 1 KrisFlyer mile per $1 spent using your Altitude Platinum American Express Card
  • 0.99% p.a. Balance Transfer for up to 6 months
  • Complimentary Insurance
  • 24/7 concierge service

19.49% p.a.

0.99% p.a.up to 9 months

$250

Up to 45 Days

Westpac

Westpac Altitude Platinum Credit Card
Westpac Altitude Platinum Credit Card

- Earn 3 Altitude points on purchases per $1 spent with American Express Card
- Two Cards linked to the one account
- Complimentary Insurance
- 0.99% p.a. on Balance Transfers for 9 months

19.99% p.a.

0.99% p.a. up to 9 months

$295

Up to 45 Days

Westpac

Westpac Altitude Gold Credit Card
Westpac Altitude Gold Credit Card
  • Earn 2 Altitude points on purchases per $1 spent with American Express Card
  • Two Cards linked to the one account
  • Complimentary Insurance
  • Receive 10,000 bonus Altitude points when you first use either card for a purchase
  • 0.99% p.a. on Balance Transfers for 9 months

19.99% p.a.

0.99% p.a. up to 9 months

$150

NA

Westpac

Singapore Airlines Westpac Gold Credit Card
Singapore Airlines Westpac Gold Credit Card
  • 1 KrisFlyer mile for every $1 spent on American Express card
  • Receive 5,000 KrisFlyer Miles after your first purchase using either card
  • Two Cards, One account
  • 0.99% p.a. Balance transfer for 6 months

19.49% p.a.

0.99% p.a. up to 6 months

$125

Up to 45 Days

Westpac

Westpac 55 Day Card
Westpac 55 Day Card
  • No Interest on purchases until March 2012
  • 0.99% p.a. on balance transfers for up to 9 months
  • waived annual fee on first year

0% p.a. until March 2012 (reverts to 19.59% p.a.)

0.99% p.a. up to 9 months

$0 (waived for the first year) $30 thereafter

Up to 55 Days

NAB

NAB Gold Card
NAB Gold Card
  • 1% p.a. Balance Transfer for up to 12 months - limited time offer, apply before 1st April 2012
  • Additional card at no extra cost
  • Balance transfers 4.99% p.a. for 6 months
  • Option to earn FlyBuy points

19.74% p.a.

1% p.a. for 12 months

$90

Up to 44 Days

Info

NAB

NAB Low Rate Card
NAB Low Rate Card
  • 2.99% p.a. on purchases for the first 12 months - limited time offer, apply before 1st April 2012
  • 4.99% p.a. on balance transfers and purchases for 6 months
  • Your choice of a pink or silver card

2.99% p.a. for your first year, 13.24% thereafter

4.99% p.a. for 6 months

$59

Up to 55 Days

Info

St George Bank

St.George Platinum Credit Card
St.George Platinum Credit Card
  • Complimentary Insurance Covers - Travel, Flight, Transit Accident, 3 month cover on purchased items for theft, loss or damage, Extended warranties and more.
  • 24/7 fraud monitoring
  • Low Balance Transfer 3.99% p.a. for up to 6 months

15.99% p.a.

3.99% p.a. for 6 months

$89

Up to 55 Days

Info

St George Bank

St.George Visa Debit Card
St.George Visa Debit Card
  • St.George Bank Visa Debit card is not a credit card. A debit card gives you the benefits of buying online and other credit card conveniences but with using your own funds.

NA

NA

NA

NA

More about Visa

Visa was founded in 1970  and first started as "BankAmericard". Now Visa is one of the best known brands around the globe with nearly $3 Billion USD net income and connects with 200 countries and territories.

Visa is headquartered in San Francisco and also has an employment center of Foster City California which is where the majority of Visa employees work.

The Visa cards brand is associated with having a good time, travelling places and entertainment. Visa continues to be a dominant force in the digital finance industry and has a keen interest in innnovation.