Virgin Money
Virgin Money have great credit cards available, the Virgin Flyer and High Flyer Card (earn Velocity points) and th Virgin Money no annual fee credit card. Virgin's credit cards offer a competivie option to some of the bigger bank credit cards.
| Card | Interest Rate | Balance Transfer | Annual Fee | Free Days | Info |
|---|---|---|---|---|---|
Virgin MoneyVirgin Money Low Rate Credit Card  Editors Choice
|
12.99% p.a. |
2.9% p.a. for the first 9 months |
$59 |
Up to 44 Days |
Info |
Virgin MoneyVirgin Money – High Flyer Card Editors Choice
|
20.99% p.a. |
1.9% p.a. for 6 Months |
$249 |
Up to 44 Days |
Info |
Virgin MoneyVirgin Money - Flyer Card
|
20.99% p.a. |
1.9% p.a. for 12 months , reverts to cash advance rate |
$99 |
Up to 44 Days |
Info |
Virgin MoneyVirgin Money - No Annual Fee Card
|
18.99% p.a. |
2.9% p.a. for first 6 months (20.99% p.a. thereafter) |
$0 |
Up to 44 Days |
About Virgin Money
Virgin Money is a UK-based financial services organization, a part of the Virgin Group. Virgin Group was founded in 1995 by Sir Richard Branson and was originally known as Virgin Direct. In the 2000s Virgin expanded its operations to Australia, USA and South Africa. In 2010 the company received a banking licence through the takeover of the Church House Trust.
Virgin Money entered the Australian market in 2003 by introducing its Virgin Money credit cards.
Nowadays, Virgin business partners in Australia are: Citibank (delivering a full range of Virgin banking products to Australian market), Velocity (with Velocity you can earn Points and redeem them on rewards as flights, accommodation and gifts), Auto & General Insurance Company Limited (offering car insurance with a range of flexible options and competitive rates), BNP Paribas (delivering custodial and investment support) and Pillar, the administrator of superannuation funds.
Virgin Money offers a range of highly rewarding baking products and services. Clients can benefit from a selection of low cost credit cards linked to attractive rewards programs. Other services are: car insurances with comprehensive options and rewards, tailored life insurances, home loans and on-line saving accounts.
Individuals and businesses can also join Virgin Money superannuation programs. The benefits of these are: low management fees, 24/7 access, transfer of funds from overseas and diversified investment options.
Virgin Money Credit Cards
Virgin Money currently have three credit cards on offer:
Features of Virgin Money Credit Cards
The cards are predominantly focused as either Frequent Flyer Credit Cards or No Annual Fee Credit Cards. The Frequent Flyer Credit Cards (High Flyer and Flyer Cards) earn Velocity points (Virgin Australia's frequent flyer program). The Virgin cards are focused on value as is with all Virgin products.
Credit Card Features of Virgin Credit Cards:
- Frequent Flyer: (High Flyer and Flyer Cards)
- Balance Transfer: (High Flyer, Flyer and No Annual Fee Cards)
- No Annual Fee: (No Annual Fee Card)
- Rewards (High Flyer and Flyer Cards)
All Virgin Money Credit Cards have Virgin benefits, this means that you are able to get special offers on other Virgin group products and services.
The Virgin Money Brand
The Virgin Money Australia brand is part of the bigger Virgin Group brand that was created by Sir Richard Branson in 1970 the Group has always sought to provide "a better offer" to people and has done so by entering business markets where there has been a monopoly or a small hand full of big players that dominate the market. As a brand they are well received by the consumer as they are providing a cheaper alternative.
A big part of the Virgin brand is Richard Branson himself, he's an innovative entrepreneur who is focused on challenging the status quo, it's why many people love Virgin, including Virgin Money.
"So I've seen life as one long learning process. And if I see - you know, if I fly on somebody else's airline and find the experience is not a pleasant one, which it wasn't in - 21 years ago, then I'd think, well, you know, maybe I can create the kind of airline that I'd like to fly on." - Sir Richard Branson.
Disclaimer: Credit-Cards.net.au showcases credit cards available in Australia and has no direct affiliation or with any financial institutions. The information displayed on this website is to assist you with finding the best credit card to suit your means, however you should always seek the advice of a certified financial advisor and read the Product Disclusore Statements before making your final descision.