Platinum Credit Cards

Platinum Credit Cards offer the highest level of indulgence and cover, whether you enjoy complimentary exclusive gifts or round the clock global concierge service and insurance - you'll find the best offers here.

Card	Interest Rate	Balance Transfer	Annual Fee	Free Days	Info
Citibank Citibank Clear Platinum Credit Card Editors Choice 2.9% p.a. Interest for 12 months on balance transfers. Complimentary International Travel Insurance Complimentary Purchase Cover and extended warranty	11.99%p.a.	2.9% p.a. for 12 months	½ fee i.e. $49 for first year	Up to 55 Days	Info
ANZ ANZ Platinum Card Editors Choice Overseas Travel & Medical Insurance. Interstate Flight Insurance. Double Manufacturers expressed Australian warranty on purchases made with ANZ Platinum Card. Annual Fee Waiver - first annual account fee is waived if you've made at least $20,000 in eligible purchases on your ANZ Platinum Card in your year prior to the fee date. Visa Entertainment access to special events, exclusive merchandise packages and home entertainment products. - Platinum Concierge Service. Offer ends 12 June 2012.	0% p.a. for the first 6 months (offer ends 12 June 2012) 19.39% p.a. thereafter	0% p.a. for the first 6 months (offer ends 12 June 2012)	$0 for 1st yr, then $87 p.a. (waived if annual apend exceeds $20,000 per year)	Up to 55 Days	Info
HSBC HSBC Platinum QFF Credit Card Editors Choice Apply Now and receive 20,000 Bonus Qantas Frequent Flyer Points 0% p.a. Balance Transfer for 6 months - Offer ends 31/03/2012 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas. 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia. 2 Complimentary invitations to the Qantas Club lounge every year.	20.99% p.a.	0% p.a. for 6 months* (2% handling fee)	$199	Up to 55 Days	Info
Bankwest Bankwest More Rewards Platinum MasterCard Earn 2 More Reward Points for every $1 spent OR earn 1 Qantas Frequent Flyer point per $1 spent on eligbile purchases Introductory 5.99% p.a. on balance transfers for 12 months Choose from up to 3,000 Rewards with More Rewards 20,000 bonus rewards points	18.99% p.a.	5.99% p.a. for 12 months	$190	Up to 55 Days	Info
NAB NAB Qantas Platinum Credit Card $1 spent earns 1.5 Qantas Frequent Flyer points. 4.99% p.a. Balance transfer for 6 months 7 complimentary insurances VIP lost card cover	19.99% p.a.	4.99% p.a. for 6 months	$290	Up to 44 Days	Info
HSBC HSBC Platinum Credit Card 0% p.a. Balance transfer for 6 months (2% handling fee). No Annual Fee for the first year. Comprehensive complimentary insurance cover - International travel, extended warranty, purchase protection and more. Earn Rewards points on every dollar spent.	19.99% p,a.	0% p.a. for 6 months* (2% handling fee)	$0 for the first year (thereafter $129)	Up to 55 Days	Info
Citibank Citi Select Credit Card EXCLUSIVE Credit Card - the next step up from Platinum 80,000 Bonus Points on first spend Earn 2 points per dollar Choose your own travel partner Priority Pass™ membership gives you and your guest access to over 600 airport VIP lounges worldwide, regardless of your choice of airline or class of ticket or membership in an airline lounge program And more Exclusive benefits	20.74% p.a.	4.9% p.a. for 6 months	$700	Up to 55 Days	Info
ANZ ANZ Rewards Platinum 20,000 Bonus rewards points. Two cards with the convenience of one account. Earn 3 Rewards Points for every $1 spent on purchases with ANZ Rewards Platinum American Express Card. Earn 1.5 Reward points for every $1 spent with ANZ Rewards Visa Platinum card. Overseas Travel and Medical Insurance ANZ Car Rental Cover Offer ends 12 June 2012	19.89% p.a.	NA	$149	Up to 55 Days	Info
Bankwest Bankwest Breeze Platinum MasterCard 10% cashback on your everyday spend for 12 months Australia’s lowest MasterCard purchase rate, 10.99% p.a. No Annual Fee payable in the 2nd & subsequent years where the annual spend is $20,000 or more for Platinum cards. 4.99% p.a. for the first 12 months on non-Bankwest credit card balance transfers If you find goods you buy with your card cheaper within 21 days, claim the difference Up to 12 months extra warranty on top of the manufacturer's warranty Three months free protection against loss, theft or accidental damage of any goods you buy with your card Up to three additional cardholders at no additional fee	10.99%p.a.	4.99% p.a. for 12 months and then 10.99%p.a.	$99	Up to 55 Days	Info
St.George Bank St.George Platinum Credit Card Complimentary Insurance Covers - Travel, Flight, Transit Accident, 3 month cover on purchased items for theft, loss or damage, Extended warranties and more. 24/7 fraud monitoring Low Balance Transfer 3.99% p.a. for up to 6 months	15.99% p.a.	3.99% p.a. for 6 months	$89	Up to 55 Days	Info
Bankwest Bankwest Zero Platinum MasterCard Editors Choice 24/7 Concierge Service & International Travel Insurance $0 Annual Fee Low Balance Transfer Intro rate of 4.99% p.a. for 12 months 1% p.a. interest rate on purchases for the first 6 months	1% p.a. for 6 months and then 17.99% p.a. thereafter	4.99% p.a. for 12 months and then 17.99% p.a. thereafter	$0	Up to 55 Days	Info
Citibank Citibank Rewards Credit Card - Platinum Low balance transfer rate with bonus rewards points 3 points per dollar spent on international purchases 1.25 points per dollar spent on domestic purchases Privileged Platinum features such as complimentary bottle of wine when dine at participating Citibank dining Restaurants	20.99% p.a.	1.9%p.a. for 15 months + 20,000 bonus points	$199	Up to 55 Days	Info
ANZ ANZ Frequent Flyer Platinum 1.25 points per $1 spent using your ANZ Frequent Flyer American Express card 1 point per $2 spent on purchases using your ANZ Frequent Flyer Visa card Get a complimentary Qantas Frequent FLyer membership and save $82.50 Overseas Travel and Medical Insurance ANZ Car Rental Cover Uncapped Qantas Frequent Flyer points earning Offer ends 12 June 2012	19.89% p.a.	NA	$295	Up to 55 Days	Info
Commonwealth Bank Commonwealth Bank Platinum Awards Card Up to 3 Awards points per $1 spent on American Express Card Two Cards on the One Account 24/7 Concierge Service, Complimentary International Travel Insurance	20.74% p.a.	5.99% p.a. for 5 months	$280	Up to 55 Days	Info
Citibank Citibank Emirates Credit Card 25,000 Bonus Miles 1.5 miles per $1 spent on purchases 0.9% p.a. on balance transfers for 9 months. Winner Money magazine's "Best international Frequent Flyer Program 2011". Earn 3 Skywards Miles for every $1 spent up to 25,000 miles. Luxury Benefits - One complimentary chauffeur driven ride and Lounge Pass when flying Emirates per year.	20.99% p.a.	0.9% p.a. for 12 months	$0 first year and then $229	Up to 55 Days	Info
Bank of Queensland BOQ Platinum Card Low rate & Low Balance transfer rate 2 Q reward points for every dollar spent Concierge service International travel insurance Extended warranty - up to one year	20.74% p.a.	1.9% p.a. for 6 months (21.74% p.a. thereafter)	$99 Half annual fee for life of card, normally $199	Up to 55 Days	Info
Westpac Singapore Airlines Westpac Platinum Credit Card Bonus 10,000 KrisFlyer points on first purchase Earn 1.5 KrisFlyer miles per $1 spent using your Singapore Airlines Westpac Platinum American Express Card Earn double the usual KrisFlyer miles per $1 spent using Singaporeair.com website 0.99% p.a. Balance Transfer for up to 6 months Large range of complimentary insurance - overseas travel, extended warranty, transit accident insurance and more 24/7 concierge service	19.49% p.a.	0.99% p.a.up to 6 months	$250	Up to 45 Days	Info
Suncorp Suncorp Platinum Credit Card Complimentary International travel insurance	20.74%p.a.	NA	$199	Up to 55 Days
Westpac Westpac 55 Day Platinum Credit Card 1.9% p.a. on purchases for 12 months 3.99% p.a. Balance Transfer for 6 months Extended complimentary insurance covers 24/7 worldwide Platinum Concierge Service No annual fee for first year	1.9% p.a.for the first 12 months	3.99% p.a.up to 6 months	$0p.a. First year + ongoing spend based fee waiver ($20,000 or more spent per year)	Up to 55 Days	Info
Westpac Westpac Earth Platinum Credit Card Earn 1.5 Qantas Frequent Flyer point per $1 spent on purchases using your Earth Platinum American Express® Card Earn 0.5 Qantas Frequent Flyers points per $1 spent on purchases using your Earth Platinum MasterCard® 0.99% p.a. Balance Transfer for up to 6 months Complimentary Insurance cover Platinum Concierge service for 24/7	19.99% p.a.	0.99% p.a. up for 6 months	$250	Up to 45 Days	Info
Westpac Westpac Altitude Platinum Credit Card Bonus 15,000 Altitude points after your first purchase Earn 3 Altitude points on purchases per $1 spent with the Westpac Altitude Platinum American Express Card Earn 1 Altitude point on purchases per $1 spent with the Westpac Altitude Platinum MasterCard Two Cards linked to the one account Complimentary Insurance 0.99% p.a. on Balance Transfers for 6 months	19.99% p.a.	3.99% p.a. up to 6 months	$295	Up to 45 Days	Info

About Platinum Credit Cards

Platinum credit cards are reserved for consumers with good credit score and adequate income. This line of cards offer higher credit limit, a lower interest rate and more valuable benefits comparing to standard and gold cards. Platinum cardholders can also benefit from much higher security.

Having a platinum credit card reflects your good credit rating and financial responsibility.

When choosing a platinum credit card it is worth to find out what fees apply, what unique benefits the card issuer can offer, what are interest rates and what security features are in place.

The rewards plan is much richer and more sophisticated comparing to other card programs as banks compete to attract new well-off customers. Many banks have designated customer service line to assist platinum cardholders in managing finances.

Platinum travel service is another frequently featured benefit. This may include: experienced travel consultants helping you save money on each trip, airport club access program so you can wait for your flights in the comfort of a private airport club, membership travel bonus, airline fee credit, discount on selected hotels and resorts bookings.

Some bank offer concierge services – if you require restaurant reservations, gift recommendations or event planning, a 24/7 service provided by professional consultants is available on your request.

Citibank

ANZ

HSBC

Bankwest

NAB

HSBC

Citibank

ANZ

Bankwest

St.George Bank

Bankwest

Citibank

ANZ

Commonwealth Bank

Citibank

Bank of Queensland

Westpac

Suncorp

Westpac

Westpac

Westpac

About Platinum Credit Cards

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