Citibank Clear Platinum Credit Card

Credit Card Highlight Features

• 11.99% p.a. Interest on Purchases on-going
• 2.9% p.a. Interest on Balance Transfers for 12 months
• Half Priced Annual Fee ($49 for First Year)
• Complimentary Insurance - Purchase Cover, Extended Warranty and Travel Insurance
• Acess to Visa Platnum Entertainment benefits
• Special offers and discounts with Citibank World Privileges

Our Review

Whatever way you look at it, this card has a great offer. It will suit anyone looking to immediately enjoy 2.9%p.a. on balance transfers, a low going rate of 11.99% p.a. and a low annual fee which is halved for the first year. With reviewing any credit card its important to look at any negative sides to the card (and they usually exist), however with the Citibank Clear Platinum Credit Card it's much harder to find the negatives and anything that would out weigh the positive points. If there is any down side, it is that the credit card is quite simple for a Platinum Credit Card, many platinum credit cards have rewards p programs and in some cases come with bonus points, you don't get that with this card. But if Rewards points is not a hugely important factor - this is definitely a card that should be considered. One last point is that the Citibank Clear Platinum Credit Card does have a high cash advance interest rate, however this is not unusual for a credit card and if cash advance is very important to you then perhaps another card would be a better choice.

Editors Choice Comments: Overall the Citibank Platinum Credit Card has received our Editors Choice selection as it's not just a good short term credit card with fantastic intro features, it also has the benefit of a low interest rate for the longer term.

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