Business Credit Cards

Business Credit cards provide a range of benefits to the budding SME or Large Business, see our showcased credit cards below to find the right business credit card for your business.

Card Interest Rate Balance Transfer Annual Fee Free Days Info

Citibank

Citibank Business Credit Card
Citibank Business Credit Card
  • 0% p.a. on Balance Transfers for 4 months
  • 0% p.a. on Purchases for 4 months
  • 1.25 Reward points per $1 spent.
  • A credit limit suitable for your business

0% p.a. for the first 4 months, then 20.74% p.a. thereafter

0% p.a. for 4 months

$149

Up to 55 Days

 

 

More about Business Credit Cards

Business cards are banking products developed to help businesses to manage their finances efficiently. Additionally, they give you opportunity to gain perks if you charge business expenses on your credit card.

 

Small business owners increasingly depend on business credit cards to finance their operations. If you are a small business owner and have established credit cards, make your payments on time and have a reasonable personal credit score you should not have difficulty getting a business credit card.

 

There are three main criteria when deciding on business credit card selection: annual fees, interest rates and rewards.

 

Some card issuers offer attractive incentives as no annual fee and/or 0% introductory APR.  Interest rates may vary over time.Credit cards that have a cap on rate increases are the best. In other cases interest rates can be increased with no limits and may even reach 50%.

 

Rewards are an important component of the credit card plan. There is a great variety of benefits and perks offered by card issuers and they usually include cashback and discounts on goods, travel and merchandise. The examples of benefits are: cash back on eligible fuel, dining and office supply purchases, cash back on wireless services and office supply purchases, 24/7 personal business assistance or frequent flyer miles. Some cards plans comes with no limit of point or amount of cashback you can earn.

To increase rewards earning you may consider adding your employees as additional cardholders (service usually offered for free) and to control company expenses set a spending limit for each employee. 

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